2. Be an Intelligent Shopper

Now, if you want to have bigger savings, you’re going to have to be a smart shopper. First and foremost, deals and discounts are your best friends. Be it groceries or luxuries, hunt down the best deals before buying. Keep track of retail offers advertised in newspapers, on websites and even TV. Sign up for newsletters on retail websites so you’re aware of the seasonal offers and discounts. Even when making purchases from local dealers, try your best to negotiate better deals. And if you have to buy something more expensive – say some furniture or appliance – plan your purchase; wait for the right time when prices drop, such as the festive season or end-of-season-sales.