2. Having No Financial Goals

In order to have bigger saving and a healthy flow of daily funds, you need to set some financial goals. Like any other aspect of one’s life, when you have a goal in sight, it is easier to avoid distractions and deviations. So go ahead and pen down your money dreams – when you want to buy a car, a house, start a family, so on and so forth. Revise and refresh these goals along the way if need be, but manage your expenses so you are constantly progressing towards them.