Better financial management starts with a small step – a step that you’ll have to take for yourself. One intelligent way to go about it is dedicate an entire month to financial planning and voila! You can spend the rest of the year, confident in your money making/saving skills.

Day 1: Annual Financial Review

Take stock of your yearly expenditure by compiling a financial history of the previous year. Use a computer program/app for more organized assimilation.

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