2. How New Points are accumulated

Another issue worth investigating is how points are accumulated on this particular travel credit card. The most common formula gives the customer one point, or one mile of air travel, for each dollar they spend. It is also possible to find credit cards that award two or three points for purchases made at a particular outlet, or when buying goods from a specific brand. This can really speed up points accumulation providing the card owner enjoys shopping at those designated outlets or buying the branded item.

Once again it comes down to seeing how the card usage terms fit in with the user’s shopping patterns. It is important to get a card that meets these personal preferences rather than allowing the card to shape shopping choices.